Archive for the ‘Investment’ Category

Investing in GoldGold metal has always been synonymous with wealth and power, some say that gold and silver are the main ” money made ​​by God, “the gold so far has not disappointed anyone (except to those who sold when I was in low and not expected to re-recovered).

Due to the scarcity of minerals is said that from now maybe ten or fifteen years the price of gold could rise from 500% (the moderaros) to 1,500% (most optimistic) says something similar to silver, which states that ” the price is very cheap today of the potential compared to recovered in the future “but many also say they hope that the silver is valued a lot is not very safe.

Why invest in minerals rather than earn interest on my deposits?

The answer is simple, long-term the price of minerals can grow at once .

If you make a deposit of 10% interest your money doubles every 7.2 years, 14.4 years after tripling your money, however if you invest in gold, long term and if the forecasts are not wrong in 15 years your investment can be multiplied by 5, perhaps 15.

And maybe more why? long-term investing can buy gold when it is down and wait for this to rise , which can get more gold at a discounted price that will give the same returns when buying gold was on the rise.

Investing in gold is truly one of the best investment, gold has always been the refuge of people who do not want to waste your money by the depreciation of its currency and the same Robert Kiyosaki says: ” I hate to change my investments in gold dollars because I’m changing an asset that is valued and has great potential for a steadily depreciating currency.”

In this article we opened our new website buenainversion.es from which we hope to offer items related to economics and finance, provided in a language readable, clear and simple for anyone to come to this world of appearance sometimes overly complex.

To begin, let’s briefly define a word list intet investment and then the basics to keep in mind to ensure that our investment will become a good investment.

Investment is the act by which we acquire certain assets with the intention of getting income or revenue over time.

As basic aspects to consider when we prepare to make an investment are:

- Profitability
- The Risk
- Liquidity

Profitability is what we expect to gain from our investment, no investment will be good or profitable if we do not produce a profit, has certain security investments that offer returns, but will not be the most profitable offer us, such as fixed capital (enter a money in a bank account for a fixed time without being able to have it), investments offering higher returns we will always have the most risk. Read the rest of this entry »

 good investment for healthThe holidays are a good time to enjoy outdoor sports: playing spades on the beach, hiking in the mountains, discover the hidden corners of a large city by bike … But … What if you used the bike all year round? A study by the Center for Research in Environmental Epidemiology (CREAL) concludes that choosing the bicycle as a regular means of transport prevents 10 to 12 deaths a year in Barcelona. “The health benefits of physical activity to travel by bicycle within the city are much greater than the risks of air pollution and traffic accidents”, the authors argue in the report, published in the British Medical Journal.

To carry out the research took into account the usage habits of Bicing, the public bike system to the city. 68% of users chose to pedal to get to work or school and 37% combined it with other means of transport.

Thus every day regular users were on the bike for about 14 minutes, traveling more than 3 km. The weekend trips were a little longer than 4 km (about 17 minutes). “There is little room for improve these figures and, therefore, increase the benefits to health and the environment, “said Dr. David Rojare-Wheels, senior author of the study. Although 11% of the inhabitants of Barcelona are subscribed to Bicing, only 1.7% use this service regularly. The researchers admit that their study has limitations, such as the fact that in the absence of available data, have to make assumptions (eg, the percentage of people who have changed the car for the bike) based on various models. Nevertheless, they conclude that the results of this initial assessment is important to encourage cities to follow the example of Barcelona and other cities (Bilbao, Sevilla, Valencia, Zaragoza, Paris, Brussels and London), which already have services public bicycles.

Es a fact: the bigger a company. leads to more hatred and passions. While Apple was the “underdog “all loved her. There was only one or two who thought it was “aspirational”. A silly when you consider that when Apple was worship, had most desktop machines. How a desktop may be “aspirational” is Beyond me.

Anyway, this post is not to defend Steve Jobs and incidentally, told me from his office in Cupertino, California, they do not care about my defense.

In the course of a few weeks ago I gave out the theme of the Iphone, and I said, I want to repeat here: You get the idea that we talk about finances (financial we Licensed to “finance” or not) what we see in terms of cost effectiveness. Investment-ROI.

Lords NOT BUY EVERYTHING should be an investment.
One of the main reasons for our finances in order is to enjoy life! without guilt, and without fear that you designate as “aspirational” or “superficial.” Sleeve! if you plan your purchase, if you save, if you adjust your spending to get an Iphone, or Kinect, or a Burberry bag, or that vacation, why must necessarily be viewed as an investment?

The Iphone is NOT an investment! POINT (but the title raised eyebrows sure my detractors muhahahah) and is not meant to be!!. So so. Finito!

Are there no compulsion to buy it just for sheer “hot technology”? Of course not.

What are purchases that you have to plan? Sure.

What should be careful not to jeopardize your important payments and your savings? Sure

What should not buy a months interest free? Well, that is a ceiling to 6 months provided they have no other months and approve purchase all of the above.

The importance of higher education is under suspicion. Although the number of American students enrolled in colleges of the country is greater than ever, the combination of a number of factors such as increased costs, the growth of student debt and declining employment prospects, has led to a growing number of critics to wonder if the student invests in upstream is doing a good business.

“We are in a bubble in the education sector a bubble [...] as bad as those we have experienced in the technology sector in the 90′s, and in the real estate sector in 2000.” – Peter Thiel, cofounder of PayPal. “In all the studies done, the data are clear. Higher education significantly increases the potential for income.” – Vivek Wadhwa, educator and entrepreneur. “It’s a matter of opinion. What aim is to give people the opportunity to make the choice they deem most appropriate for them. ” – Eric Bradlow, Wharton marketing professor. Peter Thiel, a founder of PayPal, is one of the leading critics of such of investment. For him, higher education has become a dangerous bubble. Thiel, who graduated in law at Stanford University, decided to practice what he thinks, is giving a two-year scholarship worth $ 100,000 to 20 young entrepreneurs to develop their business ideas instead of going to college.

Like other bubbles, the higher education “is characterized by uncontrolled costs that people pay more and more by something whose quality has not improved,” Thiel said Oct. 12 during a debate in Chicago sponsored by Intelligence Squared U.S. web Proponents of higher education counter that this type of training has never been more important now, since employers require a level of education and advanced training to workers who are part of a modern economy days is global and is led by technology. “China and India are forming higher-level people,” says Vivek Wadhwa, a researcher at Duke University, the Harvard Law School and the University of California at Berkeley. “If the U.S. decides to lower the level of demand in the country school, while in the other nations of the world the level of education is getting higher, we will be a future third world nation,” assesses Wadhwa, founder of two software companies.

Few people questioned the economic value of an education at least, superior to high school, as income tends to rise sharply with the acquisition of higher level studies. What remains to be determined is who will benefit from an experience of four years provided by higher education, and what the feasible alternatives. “There is no single path to the finish line,” says Eric Bradlow, Wharton marketing professor. “The education system should lead to many opportunities.

Tips for a good investmentIf you have some money saved and want to gain additional investment is your best option. But if you do not know to invest, or do not feel confident about your knowledge of it, here are some tips to help you get the most out of your money.

An investment is not easy as well as to minimize the amount you have, every investment involves some risk and have no one like to lose your money. But according to the way they invest, that risk can be decreased to no longer be an obstacle for your investment.

Therefore it is best to invest in what you know. There are many places to invest our money (stocks, bank deposits, debt, real estate, bonds, etc..). If you have any fondness for that is the ideal place to invest. That’s the best way to be fully aware of how things work.

But if you’re not familiar with any investment, the solution is to inform specialists. Has a relative, friend or acquaintance, you can even get help in your confidence bank. But never let yourself be guided by the opinion of a stranger.

Another tip for investors always diversify. If you bet all your money in a sector is totally conditioned to it. If instead, invest smaller amounts in various sectors have greater strength.

You always have to keep track of your money. For more than an investment has a high safety margin, you should always control it. Be informed about the direction of the economy can give you several advantages when investing.

All investment is profit, but could also bring losses. You must be aware of it and take it. If you turn to lose this time, keep in mind that the next touch you back and make money. Do not despair about it.

Investments usually have a deadline you just start to feel the profits. Be patient, but stay informed about your money and the economy during that time. With these tips your investment will be safer. Invest your money and enjoy your winnings.